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Utah Chapter 7 BANKRUPTCY

Utah Chapter 7 attorneys You Need

A Utah Chapter 7 bankruptcy is the most common form of bankruptcy. In our experience most people who are considering bankruptcy are hard working, honest, and good people. Most are considering bankruptcy as a result of overwhelming debts that were outside their control.

Chapter 7 is the form of bankruptcy that most people think of when they think of bankruptcy. In a Chapter 7 the debtor–the person who owes all the money–is discharged of his debts and is given a fresh start financially. In return, the debtor agrees to surrender any non-exempt asset to be liquidated on behalf of creditors. While Chapter 7 is not a free pass in all situations, in most cases the debtor retains his property because their property is exempt.

Chapter 7 bankruptcy is ideal for people who:

  • Is facing a garnishment
  • Unexpected medical bills
  • Can’t pay loans when they come due
  • Is borrowing more money to pay monthly loans
  • Have a payday loan

 

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Cheap Bankrkuptcy Program
Flexible and affordable Payment Plan
Gets your Case FIled Fast

Do you need to file Chapter 7 bankruptcy in Utah fast to stop a garnishment, repossession or foreclosure, but can’t afford the attorney’s fee upfront?  We have solved your problem! 

Get your case filed for $200 Down*. 

That’s Right! We will file your emergency case for only $200 upfront. After the case has been filed and the court fees paid, we will setup an affordable payment over time to finish your case. 

Finally an affordable way to file bankruptcy!
Get a Fresh Start
In Their Words
Kermit R.

I like these guys, they worked as a team to get my lawsuit resolved. As far as my divorce and child custody case, they know their stuff. I really wanted to settle quickly. It wasn’t as fast as I wanted, but it got done and I am so much happier for it.

George H.

Mike Anderson and Greg Lyle have really helped me with a real estate quiet title action. These guys know real estate law. If you are in South Jordan – you should see them for real estate litigation.

Tre G.

I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.

Adam J.

[Ascent] Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!

Stephanie M.
Bankruptcy Client

[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.

J.C.
Bankruptcy Client

Russell and his team made my situation nothing short of amazing for the situation I was in.  All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.

Dan D.
Client

I had a great experience. The people were friendly and helpful. They went above and beyond to help me.

Tommy B.
Client

Great service. I appreciate their kindness and making me feel at ease.

R J
Client

I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!

Tim F.
Bankruptcy Client

Everybody should go to [Ascent} should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with lifes hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support [Ascent] Law!!!

Aaron F.
Bankruptcy Client

I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.

M J
Client

[Ascent] Law helped me out during a tough time. They took care of everything and were super friendly.

Aaron M.
Bankruptcy Client

If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.

Justin T.
Client

Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.

The Perrys
Estate Planning Clients

Wonderful Attorney in Michael Anderson. Just what we were looking for in a Family Trust. Very knowledgeable, trustworthy, dependable, smart and kind. Recommend him or this law firm to everyone.

A Satisfied Client

My experience was unlike all of the stories one hears of attorneys. Mike and his team were absolutely spot on with their communication, follow-up, understanding and ultimately the results. They were aware of my budget and worked hard to keep me there.

I am truly appreciative of there complete caring and handling of my situation.

Utah Chapter 7 FAQs

There is an income test called the Means Test that determines whether you qualify filing a Chapter 7 bankruptcy. In a Chapter 7 it does not matter how much debt you owe. Your gross household income is compared to the median income for a household of your size. If your income is equal to or less than the median income for the household size, then you can file Chapter 7. If your income exceeds the median income, then your expenses are considered. The best way for you to determine if you qualify for a Chapter 7 is for you to schedule a consultation with an experienced bankruptcy attorney.

There are some debts that are not forgiven or discharged in bankruptcy. Such non-dischargeable debts are things like child support, alimony, student loans, and any debt that you owe for like a crime that you may have committed. So for example, if you have a traffic ticket or were convicted of a crime and the a court awarded restitution, those will not be discharged. Those are the most common non-dischargeable debts. Other debts like medical bills, payday loans, credit cards, unpaid leases, etc., are dischargeable.

Some taxes are discharged in a Chapter 7 case. The tax has to be a personal income tax, so like reported on a 1040 return. It has to be more than three years old, was assessed more than 240 days before he date of filing bankruptcy.

The general rule of thumb is if your tax debt is four years old and you timely filed your tax return, then the tax is likely dischargeable. The best way to determine whether your tax debt is dischargeable is for you to schedule a consultation.

In Utah, there exemptions that allow you to keep certain property in bankruptcy. In some cases the asset is fully exempt regardless of its value, in other cases only a certain amount of equity in the property is exempt. Common examples of fully exempt assets include your clothes, beds and bedding, one of each of the major appliances, kitchen tables and chairs, and food and emergency supplies. 

Examples of assets that are exempt, but are limited to a dollar value include automobiles, homes, and household furniture. You can review Utah’s exemptions at Title 78B-5-5.

For more information on Utah Chapter 7 Bankruptcy, a free initial consultation is your next best step. 

Get the information and legal answers you are seeking by Contacting Us today.
LATEST NEWS
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17 Mar: Attorney’s Role In Bankruptcy

In the context of contracts for the sale of land, courts sometimes use the term abandonment as if it were synonymous with rescission, but the two should be distinguished. An abandonment is merely the acceptance by one party of the situation that a nonperforming party has caused. But a rescission due to a material breach by the other party is a termination or discharge of the contract for all purposes.

Kermit R.

I like these guys, they worked as a team to get my lawsuit resolved. As far as my divorce and child custody case, they know their stuff. I really wanted to settle quickly. It wasn’t as fast as I wanted, but it got done and I am so much happier for it.

George H.

Mike Anderson and Greg Lyle have really helped me with a real estate quiet title action. These guys know real estate law. If you are in South Jordan – you should see them for real estate litigation.

Tre G.

I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Weekes was there for me. I was scared, but he re-assured me. It went on smoothly. There was a time I became emotional, and started to sob quietly, and looked sad. I want to thank you again kindly.

Adam J.

[Ascent] Law was professional, helpful, and easy to work with. They kept us informed on what was going on and helped us to make sure we understood what was being done and what was expected of us. We were glad we chose them!

Stephanie M.

[Russell Weekes] helped me through my bankruptcy I was so nervous about my situation they were so great in answering all my questions. I recommend them to anyone they are fast and a professional team who care about there clients and what they are going through.

J.C.

Russell and his team made my situation nothing short of amazing for the situation I was in.  All of my questions were always answered and I never was made to feel as if I was dumb to have gotten in the financial situation that I did. I have already referred a friend and would refer any family and friends to him and his team.

Dan D.

I had a great experience. The people were friendly and helpful. They went above and beyond to help me.

Tommy B.

Great service. I appreciate their kindness and making me feel at ease.

R J

I highly recommend [Russell Weekes]. Filing Bankruptcy isn’t fun for anyone, and these guys were there for me every step of the way. I always got quick responses, they answered every question and put me at ease. I am extremely happy I chose them!

Tim F.

Everybody should go to [Ascent} should they have any bankruptcy matters at hand. They’re 100% legit, intelligent and friendly. They will do whatever it takes to see that your case is successfully discharged! They stay on top of it 100% of the way even if you get too caught up with lifes hurdles, they’re behind the scenes still steady at work for YOU!! (Their 1st priority). I fully recommend and support [Ascent] Law!!!

Aaron F.

I’m filing for bankruptcy right now and they have been great so far answering my questions and everything.

M J

[Ascent] Law helped me out during a tough time. They took care of everything and were super friendly.

Aaron M.

If you’ve gotta go through the mess of financial bankruptcy, these guys are the best. My attorney as well as all of the paralegals and staff made going through hell much easier than I could have ever asked. Any questions I had they responded to immediately. They were always timely and gave me great legal advise. They aren’t the cheapest option, but the payment plans provided were unbeatable.

Justin T.

Great service. They answered all of my questions and made me free comfortable. The staff and attorneys are knowledgeable.

Annon Y.

I am extremely happy with [Ascent] Law. First, no one ever wants to be in a position to have to file for bankruptcy, but if you do, you need someone who knows what they are doing, and will keep you informed. I was very nervous that I wouldn’t pick the right lawyer, or we would end up with someone who just wanted to get paid, and left us hanging. Our lawyer has been AMAZING. He is always fast to respond to any of my questions, and is very good at making sure you understand what is happening, and that you are comfortable with the process.

The Perrys

Wonderful Attorney in Michael Anderson. Just what we were looking for in a Family Trust. Very knowledgeable, trustworthy, dependable, smart and kind. Recommend him or this law firm to everyone.

A Satisfied Client

My experience was unlike all of the stories one hears of attorneys. Mike and his team were absolutely spot on with their communication, follow-up, understanding and ultimately the results. They were aware of my budget and worked hard to keep me there.

I am truly appreciative of there complete caring and handling of my situation.

Jeffery L.

I want to take a moment and tell you about Michael Anderson – I will try to keep it short. Mike is not only a family man that is good to his wife and kids, but he is an amazing lawyer. I have learned that when you have to choose an attorney to fight for you and your child’s life in court, you should review the prior successes of the attorney. But honestly, not only did I need an aggressive pit-bull type of attorney, I also needed an attorney with a kind heart, someone that could handle an over-aggressive ex and also be caring to me. That’s exactly what Mike Anderson is. A caring family law attorney and also an aggressive advocate in court. I highly recommend Mike, Colt and Greg and all of their professional staff (I’ve spoken with all of them over this child custody dispute and divorce mess). Not only does Mike have the life skills of being a loving husband and father to his 3 kids, but he knows the law and is able to help you look forward and help you with the problems here and now. He’s good. Really good. Mike really helped me through this stressful time in my life. When it’s your turn to have to fight in West Jordan or Salt Lake (I’ve been in both courts) you better make sure Michael Anderson is on your side. If he’s on the other side – look out! Thanks for everything Mike.

Elise J.

My experience with [Ascent Law] was the most painless of all the many horrible things that a DUI charge will bring with it. The reason I say it was painless was because he knows exactly what he is doing. You know once you talk to him that this isn’t his first rodeo. [My attorney] has confidence in what he is doing witch really helped me during this hard time. This was not the case with other lawyers that I talked to. They told me things that I wanted to hear to try to sell me. That just made my situation worse and lengthened the process and cost. I had some priors so this wasn’t a simple case, but after hiring Mr. Rush he got everything worked out and he found flaws in the prosecution’s case against me. He found their mistakes and their missing information which made all the difference. Other lawyers don’t even read the reports but [My attorney] knew all the details. So, if you have criminal case, I give you my testimonial that he is professional, ethical, smart, and has a good team working with him and you never find yourself trying to track him down for stuff. I can’t tell you how happy I am. Thanks!!!”

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